Alternative Financial Solutions
GOLDEN BRIDGE
Golden Bridge is the first ever Israeli open-end fund specifically focused on bridge loans for New York City real estate properties; with first lien, on the underlying property as collateral, and with a loan to value (LTV) that will allow investors maximum security.
Why should I consider alternative investments?
Today, most investments are traditional investments. Traditional investments usually cover three types of assets: stocks, bonds and cash.
However, diversification solely within these that was the case in the past. This has increased the need to include alternative investments.
Alternative investments are gaining momentum, both among investment managers and among our clients. These investments are a means to increase diversity in the investment portfolio, to reduce volatility and to address the need to maximize yield in a low to negative interest rate environment in Israel and in many developed countries around the world.
Opportunity:
Commercial banks around the world have reduced significantly their funding sources for private clients and corporations, due to requirements of central banks to increase capital requirements and the tightening of bank lending conditions. In light of this new environment, there has been a growing market for large non-bank credit and efficient private and corporate loans. Golden Bridge Fund seeks to take advantage of benefit from this change in the real estate sector loans sector while maintaining a high level of security and very low volatility.
Fund Benefits
- Real estate assets pledged (first lien) as collateral to the fund’s investors
- The assets are located among one of the highest demand areas globally
- Investments are monitored by a leading global accounting firm
- Opportunity to invest in the world’s strongest economy
- The fund will seek to generate an attractive fixed interest rate while expecting to maintain very low volatility
- The fund’s returns are independent of the performance of the capital markets
- Fund income does is not impacted by changes in real estate prices
- The fund is diversified across many different borrowers and properties
GOLDEN BRIDGE OPPORTUNITIES
Rising interest rates, high inflation, and the tighter Federal regulation has led banks in the USA to both reduce their exposure to real estate and offer harsher terms for loans that they are willing to issue.
The Golden Bridge Opportunities Fund was created in order to act on opportunities created in this environment as access to credit in the US has become harder to attain.
This fund managed by Tandem Capital leverages the skills, expertise and familiarity that Tandem Capital has with the NY real estate debt market from its other fund, Golden Bridge Funding. The fund’s managers bring years of experience in capital markets, real estate and deep connections with local players to best deploy and profit from debt issuances.
The fund seeks to partner with landlords and developers who seek financing, including second lien and junior debt for properties in bustling metropolitan areas. By focusing our efforts there, we will be able to secure steady quarterly returns.
All of the fund’s loans are backed by real property and only issued after a thorough underwriting process by the fund, including property inspections, LTV calculations, and debt history of both the property and the borrower.